Karen Eley - Ruffle Mentoring

Karen Eley

Women Talking Finance

Australia, Adelaide (ACDT)
Finance Coach, Investor, Mindset/Personal Growth, Professional Speaker

Financial Coach & Money Mentor

Feel financially empowered! Confidently make smart money decisions. I’ll help you get there.

Are you a woman in your 30’s or 40’s?

Do you want help to create a secure future and financial freedom?

I help you become a financially successful woman.
Money doesn’t have to be overwhelming. I’m here to make managing your money enjoyable!

Providing clear and actionable steps, I help you to become financially educated, empowered, and on your path to security or freedom using a combination of financial planning concepts, cashflow, investing, and money mindset strategies.

We’re never taught how to manage money and are often too embarrassed to seek help.

Women I work with come to me with the following challenges:

  • Know they need to do something with their money but don’t know where to start;
  • Want to change their money habits which are sabotaging their money (earning good income but spending it all, avoidance and fearful to make financial decisions, overwhelmed so do nothing)
  • Feel like they’ve left it too late and won’t be able to save enough for their future
  • Want to create healthier spending, saving, and investing habits
  • Don’t have a financial plan for their future and are not sure how to get started


Can you relate to one of those challenges?

WATCH Karen’s video below

“Karen was able to shine a light on my financial world. Now I’m moving forward with clarity and a practical plan that works for me. I have a completely new relationship with money.”

– Nada

How I Help You

Finance is always an emotive topic and I understand we all have unresolved issues when it comes to money. There’s no judgment when you come to me. Instead, I ensure a safe, compassionate, and understanding space is created for you.

I approach your Money Coaching using the intersection of financial planning and psychology.

Just like there’s two sides to a $1 coin, there’s two sides to managing our money.

  1. Our internal relationship with money (what we think, feel and act) and
  2. The external practical elements like earning, saving, and investing.

It’s so interesting to look at what money type we are. And money is as much emotional as it is financial – I help you unpack and examine your feelings and thoughts, then with this foundation secure, work on practical money management strategies.

Karen Eley - Financial Coach - smiling wearing T-Shirt - Ruffle Mentoring

Work with Me

I offer one-on-one coaching as well as:

  • Financial Transformation 90-day Program
  • The Money Project online course
  • Mindful Money Parenting
  • Couples Money Coaching


Not sure which step is right for you?

Book your FREE Discovery Call here

No obligation whatsoever – other than 15 mins of your time.

What’s your Money Type? Take my Money Quiz

Connect Today



We now have a fresh approach to money

My husband and I sought Karen’s services as we were becoming increasingly aware of the misalignment in our approach to earning, saving, and spending money. Karen worked with us both to identify our own personal relationships with money in regard to what it represents, how we experience it, and our approach to it.
Once we had a greater understanding of our own personal strengths and weaknesses around money, we were able to come together with a fresh approach on how to better communicate, plan and approach our financial goals moving forward.
It really is crazy what a huge impact working with Karen has had on our relationship, our family, and our future!
We honestly cannot recommend working with Karen enough.
Rebecca Matthews

Breath of Fresh Air

Karen is amazing! She is extremely knowledgeable and relatable.
Karen makes financial ‘stuff’ easier to understand and is such a pleasure to work with. Her help with our budget planning and Super has been invaluable. She truly is a ‘breath of fresh air’ in the Financial world!
Madalena Antao

It's Never too Late!

I engaged Karen to be my financial coach and she has been absolutely amazing. I now have a far more positive outlook on money, a robust wealth creation plan, and the skills to actually implement it. She is genuinely passionate about educating women about finance and I am grateful for her. I cannot recommend Karen highly enough. I only wish I had met her 10 years ago!
Emma Toop

Karen is Amazing!

I worked with Karen over a 6 week period, and what she has taught me has already been invaluable. Amongst many things, Karen has taught me how to most efficiently save, spend and invest my income. I highly recommend Karen’s program to anyone in any financial situation. You don’t have to be super wealthy to work with a money coach and you also don’t have to be knee deep in debt! Karen is amazing.
Alex McAlpine-Culas

Karen makes finances accessible and interesting

I really can’t recommend Karen from Women Talking Finance enough. She has an amazing holistic approach to finances that I imagine would empower women at any stage of their financial journey. Karen helped me to understand and work through my money blocks, she taught me a lot, gave me some great resources and helped me to grow my financial confidence and my overall confidence too, which was an unexpected bonus.
Karen puts a lot of heart into a subject that can be confronting, overwhelming, dry and tedious and makes it accessible and interesting. I never felt stupid if I didn’t know something, she is lovely to work with and explained everything so well. I was only a month or so into my journey with Karen when one piece of her advice allowed me to earn double what I’d paid to work with her – a great return on my investment. Don’t wait – working with her was worth every cent!
Louise Howlett

New Relationship with Money

Karen was able to shine a light on my financial world. She helped me get to the cause of some of my patterns with money I wasn’t even aware of. Now I’m moving forward with clarity and a practical plan that works for me. I have a completely new relationship with money.
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10 Money Rituals of Financially Successful Women

As your money coach, I’m right there by your side. Ready to help build your knowledge and confidence, so you can make better financial decisions and feel more engaged with your money.

Money is as much emotional as it is financial.

Your unique view of money influences every financial decision you make.

I help clients unpack and examine their feelings, memories and thoughts related to money, then with this foundation secure, work on the practical money management strategies.

Want to know more? Check out my Blog to find out my 10 Money Rituals of Financially Successful Women


Feel Empowered

Ready to Take your First Step Toward Financial Freedom?

I Can Help You Now!
Karen Eley - Ruffle Mentoring

Message Karen Eley